Protect, Invest, Leverage

What are your two biggest assets? If you said, your house, your bank account, or your retirement plan, think again. The short answer is, your two biggest assets are YOURSELF and your TIME.  So, use it wisely.  PROTECT: That means, take care of yourself. Make sure you’re in optimum health. Go to your annual checkups. …

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What is Smart Spending?

As a society of consumers, we spend money almost everyday. Between going to the grocery store, the pharmacy, the gas station, or going online, we are constantly spending. Most of the time, we buy something because there is a need or we just want it. Smart spending is covering the need and the want, but …

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Numbers Don’t Lie, But People Do Lie About Numbers

Whether it be age, weight, income, or net worth, I’ve found that many people tend to disguise the numbers so they sound better. In my humble opinion, as a financial advisor, I have encountered numerous times where clients are told the numerical performance of an investment, only to find out later that that numerical performance …

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Miss Independent; Ladies, you have come a long way in the last 80 years!

Women were not a major part of the American labor force until the beginning of the 1940s, when the United States entered World War II. Since men were working on the front lines, an unprecedented number of women began working in factories, helping in the production of planes, tanks, and weapons. By 1945, nearly one …

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The Perfect Match

How do you know when you found the right one? The right financial advisor? Over the years, I’ve learned that when you know, you know. You know when s/he shares the same visions about the future. You know when s/he shares the same philosophy about family, life, money, goals, and dreams. Your financial advisor listens …

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The Power of Compounding Interest

Even if you don’t make a lot of money, you can still retire at 65 with close to $1 million in your bank account…how? Start saving when you’re young and watch your bank account grow because of compounding interest. – The simple graph in this video shows that a 25 year old who saves $5000 …

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This is a time of great opportunity

Many people are panicking over the current financial situation. Instead, I encourage you to stop and take a breath. Yes, these are concerning times, but this is also a time when you can expand your horizons. Even if you’ve lost your job, you still have skills (and you can learn new ones!) that can be …

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