Holiday Food/Financial Coma?

Do you feel like you are still in a holiday food coma? Did you eat too many cookies, cupcakes and casseroles? Do you regret what you ate in the last two weeks? I know I do. I had way too many calories and had to work extra hard to keep off any excess weight. But …

Read more

How to keep the flame alive…financially speaking, of course.

Most couples don’t want to talk about finances, but you should since money is the third leading cause of divorce (after basic incompatibility and infidelity, respectively). Here are the top five things you can do today so you don’t breakup tomorrow: 1) Open Up: Get naked financially. Yes, if you’ve been following me this last …

Read more

Speculating vs. Investing

Most people believe that speculating is a true investment; however, it’s not. When you speculate, you’re actually hoping that your investment goes up in value, but it is always a gamble. It is no different than going to the casino and hoping to win. Speculation is never about doing your homework, understanding all the risks, …

Read more

Protect, Invest, Leverage

What are your two biggest assets? If you said, your house, your bank account, or your retirement plan, think again. The short answer is, your two biggest assets are YOURSELF and your TIME.  So, use it wisely.  PROTECT: That means, take care of yourself. Make sure you’re in optimum health. Go to your annual checkups. …

Read more

What is Smart Spending?

As a society of consumers, we spend money almost everyday. Between going to the grocery store, the pharmacy, the gas station, or going online, we are constantly spending. Most of the time, we buy something because there is a need or we just want it. Smart spending is covering the need and the want, but …

Read more

Numbers Don’t Lie, But People Do Lie About Numbers

Whether it be age, weight, income, or net worth, I’ve found that many people tend to disguise the numbers so they sound better. In my humble opinion, as a financial advisor, I have encountered numerous times where clients are told the numerical performance of an investment, only to find out later that that numerical performance …

Read more

Miss Independent; Ladies, you have come a long way in the last 80 years!

Women were not a major part of the American labor force until the beginning of the 1940s, when the United States entered World War II. Since men were working on the front lines, an unprecedented number of women began working in factories, helping in the production of planes, tanks, and weapons. By 1945, nearly one …

Read more